Individual Savings Accounts (ISAs)
ISAs allow you to save and invest up to the annual limit, completely tax-free. No tax on interest, dividends, or capital gains - so your money grows faster.
TAX EFFICIENT PRODUCTS
Here’s how we make tax efficiency simple
Pensions
Pensions are one of the most tax-efficient ways to save for the future, with valuable tax relief on contributions. We ensure your pension is optimised for both current and future benefits.
Venture Capital Trusts and Enterprise Investment Schemes
VCTs and EIS offer great tax incentives for investing in smaller companies, including income tax relief and tax-free capital gains. We’ll help you integrate these high-potential opportunities into your plan.
Inheritance Tax Planning
Our IHT strategies, including trusts and gifting, help reduce the tax burden on your estate, ensuring more is passed on to your loved ones.
Inheritance Tax Exempt Savings (Smaller Companies)
Investing in smaller, unlisted companies that qualify for Business Relief (BR) can make shares exempt from IHT after two years. We’ll help you identify suitable investments for this purpose.
Forestry Investments
Forestry investments offer a green way to grow your wealth. Investments in UK commercial forestry are exempt from inheritance tax after two years and provide tax-free returns from timber sales. It’s a win-win for the environment and your portfolio.
Tax-Efficient Investment Bonds
Investment bonds let you defer taxes on returns until withdrawal, making them ideal for higher-rate taxpayers. We’ll help structure your bond for maximum tax efficiency.
Frequently asked questions
How can I reduce my tax liabilities?
How can I reduce my tax liabilities?
Our advisors can help you identify tax-efficient investment strategies, maximise your tax allowances, and explore options such as ISAs and pension contributions to reduce your tax liabilities.
What is inheritance tax, and how can I plan for it?
What is inheritance tax, and how can I plan for it?
Inheritance tax is a tax on the estate of someone who has passed away. We can help you plan your estate to minimise inheritance tax for your beneficiaries, ensuring that more of your wealth is passed on to your loved ones.
DISCLAIMER
The information provided here is for general guidance only and should not be considered as financial advice. We recommend consulting with a qualified financial advisor to discuss your individual circumstances and get tailored advice.
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