Hamilton provides a comprehensive range of financial advisory services, including financial planning, investment management, retirement planning, tax efficiency strategies, and estate planning.

Our services are designed for everyone, regardless of where they are on their financial journey. We work with people from all walks of life. Self-employed individuals, employees, entrepreneurs, people who have received inheritances, and more. Our mission is to provide accessible, independent financial advice to all.

Hamilton delivers personalised, client-first advice without any minimum investment requirement. Our ethos is to ensure that everyone can access high-quality financial guidance tailored to their unique circumstances and goals.

We charge a transparent fee for our services, with no hidden costs or unnecessary trading fees. Our initial charge for investment advice is typically 1% of the new assets under management (AUM), with a minimum fee of £1,500. Ongoing annual management charges (AMC) vary depending on the size of your investment portfolio.

The initial fee covers a comprehensive range of services, including detailed anti-money laundering checks, comprehensive financial fact-finding and risk profiling, full initial investment and pension advice, transfer of investments from previous platforms, and customized fund selection and investment management advice.

Our ongoing management fee ensures continuous monitoring and rebalancing of your portfolio, investment research, regular reviews, annual and half-yearly valuations, ongoing financial planning, re-risking assessments, routine tax advice, and keeping you updated with HMRC pension and ISA rules.

As an Advisory firm dealing primarily in retail products like investment trusts and unit trusts, we are exempt from charging VAT on our services. (Discretionary firms have to charge VAT).

No, we do not charge any exit or performance fees. Our fee structure is transparent and straightforward.

'Whole of market access' means that we are not restricted to specific providers or products. We have the freedom to choose from the entire market to find the best financial products and solutions that suit your individual needs and goals.

This ensures that the advice and products we recommend are truly in your best interests selecting investments as we can from a wide range of options rather than being restricted to a narrow range of options.

Initial meeting

At this free consultation, we listen to your financial requirements and we explain the full range of our services and fees (we do not at this stage, give advice).

Compliance checks

If you decide to become a client, we will carry out the required FCA checks and complete the related documentation.

Suitability letter

We provide a jargon free letter explaining in detail our advice. In that letter we cover “the How, the Why and the When”.

Implementation and ongoing review

Once you’re happy with the plan, we execute it and schedule periodic reviews to adjust our advice as your circumstances change.

If we determine that we are not the right fit for your needs, we will help you find someone who can provide the assistance you require. Our priority is to ensure you receive the best possible financial advice, even if it means referring you to another expert.

You can schedule an initial consultation by filling out our enquiry form on the website or by contacting us directly. One of our advisors will get in touch with you to arrange a convenient time for your initial meeting.

We offer flexible communication options to suit your preference. You can choose between face-to-face meetings, video calls, or telephone consultations. We aim to make our services as accessible and convenient as possible.

Yes, we take your privacy and data security very seriously. We adhere to strict confidentiality and data protection policies to ensure that your information is secure and used only for the purposes of providing you with the best financial advice. We comply with GDPR regulations to protect your personal data.

Financial planning involves creating a strategy to manage your finances and achieve your long-term goals. It includes budgeting, saving, investing, and planning for retirement. Effective financial planning helps ensure financial security and peace of mind. Plan Today, Enjoy Tomorrow

To get started, simply fill out our enquiry form, and one of our experienced advisors will contact you to discuss your needs and goals. We will work with you to develop a customized financial plan that aligns with your objectives.

 Investment management involves managing your investment portfolio with the aim of achieving financial goals. This includes selecting appropriate investments, monitoring performance, and making adjustments as needed, the aim being to maximise investment returns in accordance with your risk appetite and capacity for loss.

No. At Hamilton, we have no minimum investment requirement. We believe that everyone should have the opportunity to invest and grow their wealth, regardless of their starting point.

We help you assess your retirement goals, calculate how much you need to save, and develop a strategy to achieve a comfortable retirement. Our advisors will work with you to create a personalised retirement plan that considers your unique circumstances.

Hamilton offers a range of pension options, including workplace pensions, personal pensions, and self-invested personal pensions (SIPPs). We will help you choose the best option based on your retirement goals and financial situation.

Our advisors can help you identify tax-efficient investment strategies, maximise your tax allowances, and explore options such as ISAs and pension contributions to reduce your tax liabilities.

Inheritance tax is a tax on the estate of someone who has died. We can help you plan your estate to minimise inheritance tax for your beneficiaries, ensuring that more of your wealth is passed on to your loved ones.

You can schedule a consultation by filling out our enquiry form on the website. One of our advisors will get in touch with you to arrange a convenient time for your initial meeting.

Our team is always here to help and advise. You can contact us at any time for ongoing support, advice, or to answer any additional questions you may have. We are committed to being your trusted financial partner.